Beatrice Lang
PNC Bank offers a range of services to its customers, including mobile banking, online bill pay, and direct deposits. The PNC Mobile Banking App allows customers to schedule bill payments, deposit checks, and transfer funds between PNC deposit accounts or external bank accounts. The app also offers exclusive features to customers with a Virtual Wallet account, such as the ability to access their credit score and set savings goals. Additionally, PNC Bank provides a quick and easy process for switching banks and offers a $200 account opening bonus with the PNC Cash Rewards® Visa® Credit Card. With the introduction of mobile deposit, PNC Bank has made it convenient for customers to make deposits anywhere, anytime, with a simple three-step process.
| Characteristics | Values |
|---|---|
| Mobile Banking App | Available for download |
| Mobile Banking Fee | None |
| Third-Party Message and Data Rates | May apply |
| Mobile Deposit | Available through the PNC Mobile App, at a PNC DepositEasy ATM, or with a teller |
| Standard Funds Availability Fee | None |
| PNC Express Funds Fee | 2% of each check amount over $100; $2 fee for each check between $25 and $100 |
| Direct Deposit | Available |
| Online Bill Pay | Available for US residents with a qualifying checking account |
| PNC Virtual Wallet | Available |
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What You'll Learn
PNC's mobile deposit feature
PNC Bank offers a mobile deposit feature that allows customers to deposit cheques without visiting a physical bank location. This feature is available through the PNC Mobile app, which can be downloaded for free from the Apple App Store for iPhone, iPod touch, and iPad devices.
To use the mobile deposit feature, users must have a supported camera-equipped device and an eligible PNC Bank account with online banking enabled. The process involves selecting the deposit account, specifying the amount, and photographing the front and back of the cheque. This three-step process typically takes around 90 seconds to complete. Deposits made through the app before the cut-off time, typically 8 PM or 10 PM ET, are generally available the next business day.
PNC Bank does not charge a fee for mobile banking. However, standard data and text messaging rates from wireless carriers may apply. The mobile deposit feature is part of PNC's focus on technology and innovation, providing customers with a convenient and time-saving way to manage their finances.
In addition to mobile deposits, PNC's mobile banking app offers various features, including the ability to view and manage PNC credit and debit cards, make in-store payments using Apple Pay, and access online bill pay services. The app also provides account and security alerts via email or text message, helping customers monitor their accounts effectively.
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PNC's online Quick Switch
PNC Bank offers a range of online and mobile banking services, including the ability to deposit checks, transfer funds, pay bills, and access account information via their mobile app or website.
PNC's mobile app offers exclusive features to customers with a Virtual Wallet account, such as the ability to transfer funds between PNC deposit accounts, establish savings goals, and receive "Low Cash Mode" alerts. The app also allows customers to view their account activity, including transactions and deposits, and access their credit score if they have a PNC credit card.
PNC's mobile deposit feature is available to all consumer and small business customers with access to PNC Online Banking and an eligible deposit account. Customers can deposit checks by selecting the deposit account and amount, then photographing the front and back of the check. Deposits made before 8:00 or 10:00 p.m. ET on a business day are typically available the next business day, with the option to choose standard funds availability at no charge or PNC Express Funds for a fee.
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$52.99 $57.99
PNC's mobile banking app
PNC Bank offers a mobile banking app that provides a range of features and functionalities to its customers. The app is available for download on supported mobile devices, enabling customers to access their accounts and perform various banking tasks remotely.
One of the key features of the PNC mobile banking app is mobile check deposit. Customers can deposit checks using their mobile devices by following a simple three-step process. They select the deposit account and amount, photograph the front and back of the check, and submit it through the app. Deposits made before the cut-off time, typically 8:00 or 10:00 p.m. ET, are generally available the next business day. Customers can choose between standard funds availability at no charge or PNC Express Funds for a fee.
The app also offers bill payment capabilities, allowing users to schedule payments to various service providers, including utility bills such as electricity. Customers can set up new payees and manage their payments conveniently. Additionally, the app provides access to account activity, transaction history, and deposit information. Users can monitor their accounts and receive alerts via email or text message, helping them stay informed about their finances.
For customers with a Virtual Wallet account, the PNC mobile banking app offers exclusive features. These include the ability to establish savings goals, receive ""Low Cash Mode" alerts, and access special features within the app. Customers with a PNC credit card can also view their FICO® Score at no additional cost.
The app also provides in-app customer service options, allowing users to seek assistance directly through the platform. Customers can send messages through the PNC Help Center, request a call, or make an in-app phone call to the customer service team during regular business hours.
Overall, the PNC mobile banking app offers a comprehensive suite of features that empower customers to manage their finances, perform transactions, and stay connected with their account activity from the convenience of their mobile devices.
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PNC's direct deposit
PNC Bank offers a direct deposit service that allows customers to electronically deposit their paychecks, dividend payments, pensions, or Social Security payments automatically into their checking accounts. Direct deposits are typically available on the first business day after they are received, although there may be delays depending on the type and amount of the deposit.
PNC also offers a Mobile Deposit feature, allowing customers to deposit cheques using their mobile devices. This service is available to all consumer and small business customers with access to PNC Online Banking and an eligible deposit account. Customers can use the PNC Mobile Banking App to deposit cheques by selecting the deposit account and amount, then photographing the front and back of the cheque. Deposits made before 8:00 p.m. or 10:00 p.m. ET are typically available the next business day.
The PNC Mobile Banking App provides additional features for customers with a Virtual Wallet account, such as the ability to access their credit score, set savings goals, and receive ""Low Cash Mode" alerts. Customers can also use the app to transfer funds between PNC deposit accounts, send or receive money through the Zelle network, and schedule bill payments to utility or service providers.
PNC Online Banking offers a Quick Switch Center, which provides customized letters to help customers switch direct deposits from their old bank accounts to PNC. This service also assists in switching automated payments to be deducted from their PNC accounts.
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PNC's online bill pay
PNC Bank offers a convenient Online Bill Pay service to its customers. This service is available to residents of the US who have a qualifying checking account. Online Bill Pay allows users to manage and pay their bills from a single secure site or through the PNC Mobile app. Users can pay individuals and businesses of all sizes, and even set up automatic payments for bills that change monthly.
To use the Online Bill Pay service, users must first sign in to their Online Banking account. From there, they can select "Pay Bills" and enter the amount they wish to pay next to the appropriate biller. Users can also set up recurring payments by selecting the "Manage My Bills" option and following the prompts to enter their payment information.
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Frequently asked questions
You can deposit your check using the PNC Mobile Banking App. You will need to download the app and have a camera-equipped device. You will also need an eligible PNC Bank account and PNC Bank Online Banking.
Deposits made before 8:00 pm or 10:00 pm ET on a business day will typically be available the next day. Deposits made after 10:00 pm ET on a business day or on non-business days will be considered to be made on the next business day.
Yes, you can set up Direct Deposit to electronically deposit your paycheck, dividend payment, pension, or Social Security into your checking account automatically.
